What we do
Mortgage and finance options, one team.
From first homes to commercial property — the full spectrum of mortgage and finance advice, compared across 20+ lenders and structured for your actual situation, not a product the bank wants to sell.
Mortgage and finance services
Home & first-home
Home loans
Whether you’re buying your first home, upgrading, or investing, we remove the stress of finding finance. We investigate across a wide variety of lenders — and for first-home buyers, we make sure you’re looking at every government grant you may be eligible for.
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Refinance & restructure
A rate review on your existing lending. We look across the market, weigh break costs against savings, and restructure only when the maths works.
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Construction & new builds
Construction loans
Our team has extensive knowledge of residential building loans — from turn-key and construction loans through to labour-only builds. We navigate the process with your builder and preferred lender to make sure it’s the right fit.
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Investment & portfolio
Investment property
Structuring for tax efficiency, serviceability headroom, and the next purchase — not just the rate on this one.
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Business & commercial
Business lending
Commercial property, development finance, or business expansion — speak to us about your needs and get financing advice that saves you money.
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Asset finance
Whether you’re upgrading current assets, purchasing new, or freeing up cash flow — from vehicles and trucks through to major machinery, we have access to lenders with competitive pricing.
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Why an adviser, not the bank
One adviser, with bank and non bank lender options in one place.
Not a bank and not owned by one. We can meet across Auckland or work with you remotely throughout New Zealand.
How it works
Four steps from first chat to settlement.
1 · First chatA no-obligation conversation to understand your situation and goals.
2 · We compareWe shop 20+ lenders and handpick the options that fit you best.
3 · ApplicationWe prepare and submit your application with the right paperwork.
4 · SettlementWe manage everything through to settlement — and stay in touch after.
Find a structure that fits.
A no-obligation chat with a Homelend adviser. We compare the available options and explain the trade offs.
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